Citi ® Flex Loan Access money from your own Citi card’s current personal line of credit.

See in case your Citi bank card has an offer to assist you manage life’s anticipated and unanticipated costs. No credit or application inquiry if you should be a Citi cardmember.

A easy method to access fast funds along with your Citi bank card.

Citi Flex Loan

  • Overview
  • Transcript

Citi Flex Loan on Card

Citi ® Flex Loan Fast funds, from the comfort of your Citi Card

Why choose Citi Flex Loan?

Fixed APR

The attention price for this offer shall stay fixed for the duration of the loan.

No Application

A Citi Flex Loan leverages the current line of credit on your Citi charge card, generally there’s no application, credit inquiry or origination charge.

Select Payment Timeline

Pick that loan payment and amount terms both predicated on your eligibility.

Personalize your loan your path

For illustrative purposes just. Actual Offer Terms will change.

Select your qualified loan quantity leveraging your available credit line. Your payment that is monthly is determined.

Pick from the term that is available. Your APR is fixed through the duration of your Flex Loan.

Select deposit that is direct get funds in less than one working day, or always check by mail.

Once you have finished the mortgage procedure and received your funds, you will see the important points of the Flex Loan on your next declaration summary under Citi Flex Arrange.

Calculate your repayments.

Get a sense of that which you’d spend according to your loan that is eligible quantity.

For illustrative purposes just centered on a 9.99per cent APR. Real Offer Terms vary.

Now that’s fast funds with no hassle

To remain now to see when you yourself have an available citi flex loan offer.

Citi? Flex Arrange FAQs

Item Description

  • What exactly is a Citi Flex Arrange?

Every once in awhile, Citi can offer you the chance to produce a Citi Flex want to make fixed monthly premiums to pay down acquisitions or financing against your card’s personal line of credit. There’s two methods to produce a Citi Flex Arrange. With Citi Flex Pay, you can easily pay money for qualified deals under a Citi Flex Arrange. With Citi Flex Loan you should use your credit line to gain access to funds and pay money for all funds under a Citi Flex Arrange.

A Citi Flex Loan is a Citi Flex Arrange choice enabling you to definitely borrow cash from your own current Citi bank card account’s borrowing limit and repay it at A apr that is fixed in fixed monthly premiums over a group period. No application that is separate required.

Citi Flex Pay is just a Citi Flex Plan choice that enables one to simply just take a person charge card purchase and repay it over a group extent with fixed re payments and A apr that is fixed.

Yes, the Citi Flex Arrange quantity is founded on the credit that is available your Citi bank card during the time you request your Citi Flex Arrange.

A Citi Flex Loan is paid back in fixed re re re payments, over a group period. It has A apr that is fixed lasts through to the Loan balance is compensated in complete. On the other hand, a stability transfer typically comes with a marketing APR for a specified duration of the time and becomes element of your credit card balance that is revolving.

A Citi Flex Loan will not need an application that is separate credit bureau check. Funds are borrowed from your own Citi that is existing credit’s available line of credit. You’ll have one combined declaration and another minimal payment that is monthly your bank card account. A conventional individual installment loan is a split account and personal line of credit, and can typically need a credit card applicatoin and credit bureau check.

See www. Citi/flexloan for extra details.

Getting a Citi Flex Loan

  • Just how do I understand if i will be qualified to receive a Citi Flex Loan?

We may, from time for you to time, provide you with the chance to get yourself a Citi Flex Loan. You can view in case a Citi Flex Loan offer can be acquired for you via your Citi on the web account. Citi Flex Loan provides might be presented on your own Account Overview page or perhaps you may see available provides by picking the “Services/Credit Card solutions” option through the menu bar that is top. You may additionally phone Citi customer care to always check for available provides.

First determine for those who have any available offers via Citi Online or phone Citi customer care. If so, choose your offer and select the payment per month choice that most useful matches your preferences. Your payment per month choices are predicated on your available payment terms and asked for loan amount (up in to the optimum amount accessible to you once you request your loan).

No, there is absolutely no charge charged for requesting a Citi Flex Loan. Other account costs, such as for example belated re payment costs, may nevertheless use.

The minimum amount you borrow via a Citi Flex Loan is $500. The most loan quantity it is possible to borrow with a Citi Flex Loan will change centered on your credit that is available limit creditworthiness as well as other facets at that time you request a Citi Flex Loan.

You can travel to the Citi Flex Arrange reputation web web Page or Citi mobile phone software to see the status of the Citi Flex Loan, your re payment history as well as the staying stability on your Citi Flex Loan.

In the event that you choose direct deposit, generally in most cases your Citi Flex Loan funds ought to be deposited into the banking account in 1-2 company times. If you decide to be given a check, you need to get a check payable to you within 10 times.

Citi Flex Loans aren’t qualified to earn rewards points or money back.

Citi Flex Plan Servicing

  • How can a Citi Flex Loan show up on my declaration?